With the end of the year approaching, more people are looking at their finances with the focus on straightening out their situation. Right now, most Americans are in “dire straits”, with many looking at bankruptcy as the solution. With the laws changed within the last 5 years, bankruptcy is not an option. For them, Debt Negotiation is their only solution.
Getting Debt Relief from an accredited source can be challenging. I learned the hard way that there are companies that will take you for a ride. Debt Settlement should be looked at only if you know exactly who you’re dealing with.
The company I used was not ethically sound. Questions were not answered correctly or to my satisfaction. Information to my creditors were not relayed. The result, $1000’s of dollars wasted and an bad situation made worse.
My suggestion, you’re better off negotiating by yourself. However, if you’re not comfortable doing that, ask questions…plenty of them….until you are satisfied with the results.